Thank you for visiting the new West Ridge Traders website? What do you think? We wanted a website that really showcased all that we have to offer. Over the years, this company continues to grow and we continue to implement new policies in order to better serve you, and offer you more.
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A loan backed by something held as collateral. You can get your item(s) back for the amount borrowed plus interest, or keep the money and we keep the collateral.
On a pawn, assuming there was the full 4 months of interest on it, we need you to have incentive to pick up your items. Meaning that after 4 months, your item needs to end up costing less than market value to help ensure that it is picked up. Our money is obligated to be tied up for up to 4 months by NYS law, no exceptions. Even when buying outright for the purpose of reselling, we don’t pay what we’d sell it for, because we need to make money
4 Months. If within the 4 month window, no money is due until you pick up your pawn. If you need more time, you can pay off the full 4 months interest, and extend it another 4 months.
The more you borrow & the longer you take to pay the loan back, the more the interest will be. It is a fixed, monthly finance fee on the loan, it does not compound.
1130 West Ridge Road,
Rochester, NY, 14615
Monday - Thursday: 10.00am - 7.00pm Friday - Saturday: 10.00am - 5.00pm Sunday: CLOSED
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